Well I believe it was Christmas Eve and I was working for someone on night shift at the jail. I spent the entire evening talking to another Officer about my plans to buy a condo and share it with my Mom. He completely talked me out of it. He owns a few Duplexes and enlightened me to the wonderful world of "someone else paying for your mortgage". I allowed him to continue sharing the wealth of knowledge and picked his brain all evening. When I left work that morning, my entire outlook on the house had changed. The next day I contacted a realtor to show me duplexes for sale in the area. Since they would be quite a bit more money, I asked my Mom to go in on it with me. We were approved and started shopping! Amazingly enough we ended up putting in an offer on the first place we saw (yes I know, I know)! We had a few issues with insepction and had to get a new boiler (which the bank that owned the home payed for). However, the whole process was good and fast!! When I get back from Florida...we will have a house. We bought an awesome duplex and someone pays 1/2 our mortgage.
The funny part was next time I saw the guy at work...I already had the house! He could not believe how quick I moved on everything. I told him "When I'm serious about something, I make it happen". He could not believe it! Just in time to get the $8,000stimulus to pay back my momma for her footing the down payment! Sometimes things just work out for me. I feel very blessed and can't ever say that I didnt get what I wanted.
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